An example of successful and well known application of pre-paid card in the world is the Octopus card- 八达通. The octopus card is applicable in Hong Kong. It is a card to be used in all of the public transport in Hong Kong. Besides that, It also can be used at the convenience stores, supermarkets, car parks and other places. The card made their life easier and more convenient.
Touch 'n Go in Malaysia is improving ! As we know, the card can be used to pass tolls and to be used in railway transports. Besides that, selected parking sites such as Sunway Pyramid and The Mines enable us to use Touch'n Go too. So, what is Touch'n Go?
Touch'n Go is a card that uses contactless smartcard technology. Users able to use it as long as it is pre-loaded with electronic cash. There are few places to reload the card which includes toll plazas, train stations, ATMs, Cash Deposit Machines with zero charges and Petrol kiosks , authorised third party outlets with RM0.50 charging fees.
Touch'n Go could be used in RapidKL too. It is a good news to people who takes public bus because it can be used as Monthly Travel Card. Besides that, under a pilot scheme of the Touch'n Go card, Outlets such as A&W, Burger King, Dunkin’ Donut, 7-Eleven, Carrefour hypermarkets, Caltex convenience stores and Cineleisure in Klang Valley areas are accepting the card too.
Pre-paid Cash Card is a card that will not have to bare a "rolling debts" such as misuse of credit cards. Besides, you can use what you have NOW without using your FUTURE money. 
Money is more valuable now than future.
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